We don’t realise that there are a number of other costs involved when buying a house.  Please use the checklist below and make sure you have included all the costs below in your overall buying or moving budget before you take out a mortgage.

  • Deposit
  • Conveyancing/Solicitors
  • Stamp Duty
  • Survey Costs
  • Additional Survey Cost
  • Mortgage application/arrangement fee
  • Mortgage Indemnity Insurance
  • Building & Contents Insurance
  • Insurance Penalty
  • Mortgage Payment Protection Insurance
  • CHAPs Fee
  • Search Fees
  • Land Registry Fee

 

Stamp Duty

Stamp Duty Land Tax (SDLT) on residential land or property – freehold or leasehold